Borrow money for a car

Borrow money for a car

With the smartest car loan in the Boston

Financing a car with fixed monthly costs

Would you like to buy a car but do you not have the entire purchase amount in your account? Then you can choose to take out a car loan with us! Our experts ensure that you take out a form of credit that best suits your spending goal and spending pattern. So that you can fully enjoy your purchase!

A smart loan for your car

The most common type of loan in the Boston is a mortgage - a loan for a house. But a loan for a car is number 2! Quite logical, because your car is often very important. You go to work with it, you pick up your children from school, you do the shopping with it. Often you can't just miss your car! It is a considerable investment, but one that you can enjoy for years. That's why this is such a popular loan goal. Thanks to our many years of experience and broad network, we are now an expert in the field of reliable car loans at the best conditions.

Why take out a car loan with M-Credit?

  • The lowest fixed interest in the Boston: from 3.5%
  • Personal and reliable service: customers give us an average of 9.2
  • Simply request a free quote via the website: often a response within one working day
  • Cheaper car loan than most dealers
  • Usually the money in your account within 2 days!

Do you want to have your possible car loan calculated?

We can help you with that! Select the amount of your desired loan amount below (for example, the purchase of the car, plus the first service and insurance costs). On the basis of your personal data, a bank will then link an interest rate to this. With the interest rate, the loan amount and the term, our advisor will let you know within a few working days what your monthly installment will be. This is related to the form of financing - a Personal Loan or a Revolving Credit.

Begin your loan application
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What kind of car loan is right for you?

Most people opt for a Personal Loan with a maximum term of 60 months for car financing. This duration depends on the useful life of the car: it lasts an average of x number of years (without any problems). The advantage of a Personal Loan is that you receive the entire amount in your account in one go to purchase the car. But a Revolving Credit is also an option. With such a Continuous Credit you can withdraw money that you have repaid. This is useful if, for example, you not only want to buy that car, but perhaps also want to renovate your house and have money in reserve for the first major service of your car or for replacing the tires. A Revolving Credit can also be advantageous if you want a relatively low monthly charge where you can determine yourself when and how much you will pay extra (penalty-free).

Why do you usually choose a Personal Loan for car financing? Suppose you buy a car using revolving credit with a relatively low monthly installment. Sounds good! But after two years, your car becomes a total loss through no fault of your own and you will not be reimbursed (in full) for the costs. Then you still have a car loan, but you cannot use the car in question. With a Personal Loan you can adjust the term and monthly term to the expected useful life of the car. For example, the depreciation of the car remains broadly the same as the decrease in the balance of the loan.

5 reasons why a Personal Loan is often the smartest car loan

  1. You can borrow exactly the amount you need for the car you want to buy
  2. You will receive the loan amount for your car in one go on your account, within a few days
  3. Fixed interest, so the costs of your loan can never increase unexpectedly
  4. The smart car loan: the Personal Loan for your car has a fixed term, so you know exactly when you have paid off your loan
  5. If you want, you can make extra repayments so that your loan is paid off faster, without this leading to a fine

Hereby big thanks to Jeroen. Friendly man, listening ear, and also in for a nice chat. We are very satisfied.

We helped Annieta with a loan for the car
Personal loan

A Personal Loan is a credit where you agree in advance how much you want to borrow and when you have repaid the loan: the term. The interest that you pay for that period is also fixed immediately, and can therefore never increase unexpectedly. This way you know exactly where you stand in advance.

  • You borrow a minimum of $ 5,000 and a maximum of $ 150,000
  • Fixed and always low interest from 3.5%
  • Minimum 12 months and mixed times 180 months
  • A fixed amount of interest and repayment every month
  • Up to 72 years or up to 78 years with a Senior Loan

Apply for a Personal Loan

Revolving credit

With a Continuous Credit, you agree on a maximum loan amount. Within that loan amount you can borrow and repay unlimited money, as long as you never borrow more than the agreed maximum amount. With a Revolving Credit you always have money on hand.

  • You borrow a minimum of $ 5,000 and a maximum of $ 150,000
  • Variable interest (on the amount drawn)
  • The term is variable
  • You repay monthly, and you can withdraw this freely
  • Up to age 65

Continuous Applying for credit

Free tips when borrowing money for a car

You often do not borrow money just like that. A financial obligation is an extra responsibility, so you want to make sure that you take out a car loan with a reliable provider, on the best terms, and with sufficient preliminary research.

For example, pay attention to so-called hidden costs when purchasing your car!
Some used cars cost a lot of money in maintenance. For example, the timing belt may need to be replaced soon, or a new set of tires may actually be needed soon. In addition, some cars have common problems, so it may pay to ask your garage beforehand about their experience with the type of car you are looking for.

Also pay attention to providers who say that you can buy the car from them on installment!
It is of course nice if you do not have to deposit the entire amount in one go, but can pay in installments. But in the end, that is often much more expensive, because you pay a lot of interest. Much more than with a Personal Loan. When buying a car on installment, the interest is sometimes up to 14%, while you can borrow from us from 3.5% percent. Count out your winnings.

Borrowing cheaply and the best service!

Borrowing money through M-Credit is always an advantageous solution, because as a professional credit intermediary we can choose from various banks. This guarantees you always get the lowest interest and best conditions, without hassle and time-consuming research. And with personal service!

Do you want to calculate yourself what money costs for your car? We have created a number of useful tools for this. This way you calculate your term or maximum loan yourself! Do you want to take out a loan or more information about forms of financing? Call 813-339-6809 , request a free quote or fill in our contact form. Our experts are happy to help you!

Already 1036 satisfied customers

Customers give us an average of 9.2 on

“Top service”

Everything done within 24 hours. Clear, professional and highly recommended. Deserved more stars than I can give here.

Top service
"Expert and accurate"

Very pleasant contact with advisor. Rapid responses to questions from the bank towards the borrower. I can only recommend

Deskundig en accuraat
"Arranged quickly"

After a pleasant first telephone contact, our request was acted quickly. You will be kept informed of the status of the application. And there was immediately contacted when the approval was there.

Snel geregeld

I was helped in a professional and proactive manner and got a quick response and clarity. Super service. Unfortunately you don't see that much anymore.


Compare interest

Compare our always low interest rates with various providers!

Lender Interest Monthly charges Cost To request
defam 3.7 249 29,871
interbank 3.7 249 29,871
qander 3.9 251 30,150
nationale-nederlanden 4.0 252 30,290
abn-amro 4.2 255 30,572
bnp-paribas-personal-finance 4.6 260 31,141
ing-bank 5.1 266 31,860
  • The Annual Percentage Rate (APR) is equal to the interest on this product.
  • For a Personal Loan, a minimum term of 12 months and a maximum term of 180 months applies.
  • A minimum term of 1 month applies for a Revolving Credit, the maximum term depends on the interest, extra repayments and extra withdrawals.
  • The minimum interest is 3.5% and the legal maximum interest is 14%.
  • Last checked on January 19, 2021.

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  • Sat & Sun - closed
  • Online - 24/7