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Borrow money from 3.5%

The lowest fixed interest in the Boston

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You do not just take out a loan, because a financial obligation is after all a great responsibility. That is why you want to borrow money safely and securely at the best conditions from a reliable, helpful party. And that's why you want answers to a number of questions first. Which loan form best suits my financial situation and loan purpose, for example? What is the maximum I can borrow? What can I pay per month? What is the level of the interest? How long can I pay off my loan? Do I go for a Personal Loan or does a Revolving Credit better suit my situation? You can find an answer to all those questions and more on our website. Hundreds of satisfied customers preceded you!

Borrow money from M-Credit

You finally have time to renew the kitchen. Or maybe just to renovate the garage. You may have been saving for a new car for a while and you just need that last push. Or you have found a nice house for sale and you are looking for the mortgage that suits you best. There are all kinds of reasons for taking out a loan and there are often all kinds of loans that fit well with your loan goal. As an independent intermediary, M-Credit will then select the most advantageous loan for you on the best conditions.

Most popular loan forms

The most popular loan products are the Personal Loan and the Revolving Credit. The Personal Loan is available from 3.9% interest: you borrow a certain amount that you pay off in an agreed number of months. A Revolving Credit works slightly differently: you agree on a certain amount within which you can borrow and repay unlimited for a certain period of time. This way you always have money on hand (for example during a renovation).

The best loan for your loan purpose

We carefully adjust each loan to the loan purpose. In other words, we ensure that your loan never extends beyond the lifespan of the loan purpose for which you borrow. For example, do you want to borrow money for a car worth $ 15,000 that you want to drive for 5 years? Then also take out a loan with a term of 5 years (60 months). This way you avoid having to pay off the car loan while you may already be ready for a new car.

The working method of M-Credit

We realize your loan for you in just 4 steps:

1. Compare and choose

Read and compare online. Check our website to find out which loan type suits you and calculate your loan amount and repayment period with our handy calculation tools.

2. Request a quote

Do you have an idea of ​​your wishes and possibilities? Then simply request a free, no-obligation quote via our website. This way you are not tied to anything, but you still know super fast what the most advantageous loan against the most favorable conditions would be for you.

3. Personal proposal

Usually you will receive a personal interest proposal within one working day, including the best interest of course.

4. Agree?

Do you agree with our proposal at the best interest rate? Then you only need to confirm this digitally and send additional documents if necessary. We arrange for the bank to complete your application and pay you out. You often have the loan amount at your disposal within two working days!

Save on your current loan

Do you want to refinance your loan? Or do you want to know the benefits of transferring your loan? Then feel free to contact us. The interest rate is currently historically low at 3.5%: there is a good chance that if your loan was taken out before 2017, you can now transfer it at a much lower interest rate. This way you can even save hundreds of us dollars per month.

New cheaper loan

Loan amount $ 25,000
Interest 3.9%
Monthly installment $ 251
Savings of $ 2,876

Current overpriced loan

Loan amount $ 25,000
Interest 5.4%
Monthly installment $ 250

Because we work with almost all recognized American lenders, we also have a large network in which we can look for a loan with the most advantageous conditions for you. Would you also like to know what you can save? We are happy to give you advice about transferring your loan, including the form and term. Compare the interest and see whether you can save by transferring your loan .

Calculate your options

You want to know how much you can borrow? We can help you with that. We have, among other things, a handy calculation tool available where you can roughly calculate what your maximum loan amount would be.

The maximum amount you can borrow depends on a number of factors. Your marital status, for example. Are you married or single? And your home: do you rent or do you own your own home? Of course we also look at your net income and your housing costs. The common thread for us is providing financially responsible loans. In other words, we will never lend you more than you can responsibly repay. Affordable and without worries!

A loan form also depends on your maximum loan amount: are you looking for a Continuous Credit or a Personal Loan ? In other words: are you looking for a loan form where you can withdraw unlimited money during a certain term and repay it from a maximum agreed loan amount? Or do you want to have the loan amount in your account in one go? Different conditions and terms apply to both loan types.

Calculate your maximum loan

A loan form that suits you

Do you want to know what types of loans are available? Or which loan form best suits your loan question? The specialists at M-Credit can help you with this. The most important loan forms of which it is good to already know something are personal and revolving credit.

Personal Loan (PL)
Info A PL is a credit where you agree in advance how much you want to borrow and when you have repaid the loan: the term. The interest that you pay for that period is also fixed immediately, and can therefore never increase unexpectedly. This way you know exactly where you stand in advance.
Loan amount You borrow a fixed amount, a minimum of $ 5,000 and a maximum of $ 150,000
Interest The interest is fixed and you pay on the entire loan amount
Term The term is fixed with a minimum of 12 months and a maximum of 180 months
Repayment You repay the loan monthly with a fixed amount of interest and repayment
Repayment penalty-free This is always possible
Recording Repaid amount does not include
Tax deductible Discal deductible for home improvement
Age Up to 72 years or up to 78 years with a Personal Loan for seniors
Revolving Credit (DK)
Info With a DK you agree on a maximum loan amount. Within that Revolving Credit you can borrow and repay unlimited money, as long as you never borrow more than the agreed maximum amount. With a Revolving Credit you always have money on hand.
Loan amount Your loan has a credit limit of a minimum of $ 5,000 and a maximum of $ 150,000
Interest The interest is variable and you only pay on the amount withdrawn
Term The term is variable
Repayment You repay the loan monthly and can always withdraw the repaid amount again
Repayment penalty-free This is always possible
Recording Repaid amount to the agreed credit record
Tax deductible Not tax deductible
Age Up to 65 years


The costs for a renovation are on average $ 25,000, so quite a lot. A Personal Loan is often cheaper than, for example, a 2nd mortgage.


A motorcycle is a dream for many, but also a big expense. A loan can make this dream a reality, while you pay back the motor every month.


The costs for a renovation are on average $ 25,000, so quite a lot. A Personal Loan is often cheaper than, for example, a 2nd mortgage.


Often indispensable but also a considerable expense. Do you not have the money for a new car in your account? Then a Personal Loan can offer a solution.

Benefits for homeowners

Do you have your own house and do you want to borrow money? Then we can offer you interest benefits with different loan types! For example, are you looking for the money for a small renovation such as part of your bathroom, and are you unsure about a loan or a second mortgage?

Then a Personal Loan or Revolving Credit is often cheaper! It does not run as long as the average mortgage, and your house is not the collateral. Or do you have doubts about moving or renovating? If your current home does offer the possibilities to make it your dream home, that is often the cheapest option. Moving may seem cheaper, but there are always more costs involved than you think: not only paint, new floors and curtains, but also notary fees and, for example, buyer costs.

In some cases, a smart renovation can also add value to your home. Will it indeed be a renovation? Then we will find the most reliable and cheapest loan for you. We can also do that if you want to make your current home more sustainable. With solar panels or a heat pump, for example. A loan can also offer a solution here, so that you can make a sustainability move that will save you a lot of money in the near future.

Frequently Asked Questions

How much money can I withdraw from my Revolving Credit?

Why borrow money from M-Credit?

Can I borrow money for a car?

Can I borrow money with a BKR registration?

Can I borrow money for the construction of a dormer?

Can I borrow money for a vehicle?

Can I borrow money as a temporary worker?

Can I borrow money for the construction of a garden?

Can I withdraw amounts withdrawn from my Revolving Credit later?

How does borrowing money from M-Credit work?

Already 1036 satisfied customers

Customers give us an average of 9.2 on

“Super fast service!”

The loan was closed very quickly by a fantastic employee of M-Credit. Thanks!!

Super snelle service!
“Top service!”

Always good to speak, cooperative and customer-oriented. Very nice contact with Jeroen van M-Credit.

Top service!

Hereby big thanks to Jeroen. Friendly man, listening ear, and also in for a nice chat. We are very satisfied.


I was helped in a professional and proactive manner and got a quick response and clarity. Super service. Unfortunately you don't see that much anymore.


Compare interest

Compare our always low interest rates with various providers!

Lender Interest Monthly charges Cost To request
defam 3.7 249 29,871
interbank 3.7 249 29,871
qander 3.9 251 30,150
nationale-nederlanden 4.0 252 30,290
abn-amro 4.2 255 30,572
bnp-paribas-personal-finance 4.6 260 31,141
ing-bank 5.1 266 31,860
  • The Annual Percentage Rate (APR) is equal to the interest on this product.
  • For a Personal Loan, a minimum term of 12 months and a maximum term of 180 months applies.
  • A minimum term of 1 month applies for a Revolving Credit, the maximum term depends on the interest, extra repayments and extra withdrawals.
  • The minimum interest is 3.5% and the legal maximum interest is 14%.
  • Last checked on January 19, 2021.

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Opening hours

  • Mon to Fri - 9 a.m. to 6 p.m.
  • Sat & Sun - closed
  • Online - 24/7